zero down payment

Wally is home ownership without the mortgage.  Modern homes designed for the Experience Generation.

Push Button, Get Dream Home:

  • Simply Text “Wally” to 866-535-0894 and an address or zip code where you want your dream home and we will send you homes to view.

  • Choose the one you like and we will purchase the home for you, designing your home so you can digitally tour through immersive VR technology.

  • Conveniently sign and pay online to secure your property. Our crews get to work renovating your dream home in as little as 2 months.

  • Pay just $3,999/month* (pay less depending on home value), after 16 years, the house is yours! Plus build equity through timely monthly payments, and earn cash with WallyShare.

*$3,999 based on average build and property tax. Finishes, design additions and taxes will cause price to vary.

How Much Could You Save With Us?

versus buying a home with a traditional mortgage.

  • Cost of a Mortgage

    • Down payment – 10 – 20%
    • Loan origination fee
    • Credit report fee
    • Loan application fee
    • Title services fee and lender’s title insurance premium
    • Owner’s title insurance premium
    • Survey fee
    • Appraisal fee
    • Government recordation fees and transfer taxes
    • Attorney fees

Estimated total upfront cost

$90,000

Estimated cost of 25 year mortgage to ownership

$940,037

Estimated total maintenance and repair

$125,000

  • Cost of a Wally

    • Down payment: $3,999
    • Loan origination fee
    • Credit report fee
    • Loan application fee
    • Title services fee and lender’s title insurance premium
    • Owner’s title insurance premium
    • Survey fee
    • Appraisal fee
    • Government recordation fees and transfer taxes
    • Attorney fees

Total upfront cost

$3,999

Estimated cost of 16 year Wally to ownership

$828,143

Estimated total maintenance and repair

$16,000

Total Savings With Wally

$306,895 and you own the home 9 years sooner on average!

$3,999/$3,999 payment is based on typical build. Customizations and additions extra. Estimated savings based on comparable $500,000 home. Maintenance and repair based on industry standard 1% of home cost per year. Closing costs typically amount to 3% of total loan. 20% down payment is considered industry standard.

Wally Homes

Homes are designed with an open floor concept enabling the homeowner to reinvent spaces with minimal work. Outdoor flows indoor with large pocket doors, and kitchens flow into the living becoming entertainment centers. Modern design complements technology with homes equipped for automated living. There is no such thing as settling with Wally, we build dream homes.

What Is The Cost?

Your monthly payment covers move in, maintenance, and repairs. Utilities are additional. And after 16 years – you own it! Maintenance and repairs does not include excessive use, human ruin, or manufacturer defect.

No need to save years for a hefty down payment, or pay thousands in fees and interest. Plus you build up equity just by making your monthly payment, which you can use toward your next home. Your Equity comes from a credit of $500 per month that is awarded to you.

Can I Afford A Wally

The best rule of thumb: your pre-tax combined or total annual salary is 40 times your monthly payment. So if your combined or total annual salary is $160,000, then you can afford to spend $4,000 per month ($160,000/40 = $4,000 per month).

The average Wally is $3,999 down and $3,999 a month*. With the $500 per month of equity credit you earn, you’re really only paying $3,499 a month for your modern smart home. Learn more.